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Medical underwriting is the process used by health and life insurance companies to assess the risks involved with insuring each of their applicants.

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3 articles tagged "Medical underwriting"

  • It's important to think long-term when researching your health insurance options.

    What is long-term care insurance?

    The phrase “long-term care” encompasses a variety of services intended to improve the quality of life of people with chronic illnesses, disabilities, or debilitating injuries. Providers of long-term care help their patients maintain a certain level of independence by assisting them in accomplishing daily activities, like bathing, eating, or dressing, over short or long periods …

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  • A Medicare Supplement application sometimes requires medical underwriting.

    What is medical underwriting?

    If you’ve been shopping around for Medicare Supplement, life insurance, or long term care insurance, you may have come across warnings that you may be required to undergo medical underwriting prior to being approved for coverage. Most people, however, are unaware of what medical underwriting actually entails. The term is not exactly self-explanatory, so the …

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  • Computer monitor comparing various Medicare plans available online at Renew.

    Changing Medicare plans

    If you’re unhappy with your current Medicare plan or are just interested to see if there’s a better or more affordable plan that would work for you, all enrollees do have one opportunity each year to change plans. It’s called the Annual Enrollment Period (AEP) and in 2018, that period will take place between Oct. …

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